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Percentage of Americans With Low-Cost Auto Loans Surges While Burden of Car Loans Eases, According to the Cambridge Consumer Credit Index.

AGAWAM, Mass., Nov. 7 /PRNewswire/ -- With many Americans buying cars with employee-discount and other steep incentives in recent months, the percentage of those with car loans and leases costing less than $300 a month jumped sharply to 45, up from 32 last year, according to the Cambridge Consumer Credit Index. The percentage of those with loans and leases costing between $300 and $500 dropped to 37 from 43, while loans costing between $50 and $700 dropped to 10 from 17 in 2004.

As the size of car loan and lease payments dropped, the number of Americans feeling that car loans are a major burden preventing them from making major purchases dropped to 12 from 17 in 2004. ...

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